State Bank of India is among the trusted banks of India. It has been more than 200 years since the bank is providing continuous banking services to its customers. It is a public sector bank. SBI always provides high security to its customers and takes different measures often to maintain it. Also, Recently SBI came up with its new advanced feature in which you can open Savings account in SBI online without going to the branch.
In our previous article, we told you how to update KYC in Yono SBI and How to apply for ATM Card in YONO SBI. In this article, we will learn how to upgrade access levels in SBI?
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What is the access level of the SBI account?
SBI access level is one of the features of SBI which gives choice to customers to manage their account activities as per their requirements. Different Access levels are there according to the need of the customers. Which can be upgraded and downgraded at any time by using digital channels.
At the time of the SBI Net Banking Registration, you have to select the SBI e-services access level from the given options according to the type of your bank account. If you chose View Only level at the time of registration then later at any time you can proceed to SBI net banking upgrade access level.
Types of State Bank of India (SBI) Access Level
There are three types of access levels in SBI Bank.
View Only: In this access level, a customer can only view the basic details of his account. Any kind of transaction cannot be done under this category.
Limited Transaction Rights: In Limited transaction Rights, you can transfer money only within your own SBI accounts having the same SBI CIF number. Also, you can create eTDR, eSTDR, e-FD at this level.
Full Transaction Rights: In this, you can avail all the facilities provided by SBI bank to its customers. For example, third party fund transfer, access to Internet Banking, Bill payments and many more.
How to Upgrade Access Level in SBI through SBI YONO?
- Login in to SBI YONO app
Install and login to SBI YONO Mobile App using User ID or Password or through MPIN. Now go to the “Quick Links” section.
- Go to Service Request
Under the “Quick Links” section you will find “Service Request”. Click on the “Service Request” option.
- Tap on Settings
Now go to “Settings” option and select it.
- Click on “Manage Transaction Rights”
Click on “Manage Transaction Rights”. This option is available under the “Security” section.
- Select Account
Select the Bank Account.
If you have multiple accounts in SBI then you have to select the account from the list. Then you want to upgrade net banking access level. If you have only one account it will be selected by default. - Select Transaction Rights
Now choose the “Transaction Rights”. Here SBI e-services access level can be upgraded from Limited Transaction Rights/ Full Transaction Rights to SBI View Only Access Level
- Transaction Level Changed
Now enter your SBI Internet Banking Profile Password. And after completing all the steps properly your SBI Access Level will be upgraded within 1 hour.
Must Read :
- How To Get SBI Mini Statement Online?
- How to Apply New ATM Debit Card Online in Yono SBI? | SBI ATM Card Application Form Online
- How to Upgrade Access Level in SBI?
- How To Reset Forgot Profile Password in Yono SBI & Yono Lite SBI?
- How to Deregister Yono SBI App Online?
How to Upgrade Access Level in SBI Net Banking 2021?
- Go to SBI official website https://www.onlinesbi.com/.
- Now Click on “Login” under the “Personal Banking” section.
- Enter your Username and Password and Captcha Image to login into your SBI Internet banking account.
- Now click on the “Request and Enquiries” section.
- Here select the “Upgrade/ Downgrade Access Level” option.
- Now click on the “Upgrade Access Level” option.
- Select Account Number for which you want to upgrade the level.
- Now upgrade the access level of the SBI account from View Only to Limited Transaction Rights/ Full Transactions Rights and click on submit button.
- Enter the high-security transaction password( OTP) received on your register mobile number in SBI and click on confirm button.
- Your request to upgrade SBI access level will be accepted and it will be upgraded within 1 hour.
By following these simple steps you can change/edit the access level in SBI Net Banking.
Downgrade SBI Access Level Using SBI Yono Mobile App
- Firstly, download the SBI Yono app on your mobile.
- Register and login into Yono mobile application.
- Now go to the “Quick Links” section.
- Then tap on the “Settings” option.
- Again click on the “Manage Transaction Rights” option visible in the “Security” section.
- Now choose your SBI bank account which you want to downgrade for the access level.
- After that, select the access level from Full Transaction Rights/ Limited Transaction Rights to Limited Transaction Rights / View Only.
- Finally, The request will be submitted and will reflect in your account within 24 hours.
How to Downgrade SBI access level through Net Banking?
- Go to SBI official website.
- Login into SBI net banking using your user ID and Password.
- Now go to “Request and Enquiries” section.
- Tap on the option “Upgrade/ Downgrade Access Level“.
- Select Downgrade Access level.
- Now select the SBI account you want to downgrade for the access level.
- Select the access level from the list given under the downgrade access level.
- You can change from Full transaction Rights to Limited Transaction Rights / View Only.
- Click on submit button.
- Now enter the high-security transaction password OTP received on your registered mobile number and click on Confirm button.
- Your request for a Downgrade access level will be accepted and will be reflected in your account within 24 hours.
SBI Account Upgrade/Downgrade Access Level by Visiting Home Branch
- Visit your SBI home branch with your Address proof and ID proof Documents.
- Ask for the SBI Upgrade/Downgrade Access Level Form from the bank officials.
- Fill in the all-important details like your Name, Account Number, Account Type, etc.
- Submit the duly filled form with self-attested documents to the bank.
- Access Level in SBI will be changed within 24 hours.
FAQs
If you are facing SBI Net banking upgrade access level problem. Then firstly try to upgrade from the “View Only” access level to the “Limited Transaction Rights” access level. And later you can update it further. SBI upgrade access level not working problem is experienced by many people if they try to upgrade SBI access level directly from “View only” to “Full Transaction Rights” level.
You must ensure that your PAN and Aadhaar Number is linked with your SBI account. You can complete SBI KYC Online if SBI access level is not upgrading.
If your SBI account access level is already set on the “Full Transaction Rights” access level then this message wil appear. At this level, you can downgrade the access level but can’t upgrade it.
It takes one hour maximum to upgrade your SBI account access level. Whereas, if you are trying to downgrade the access level then it will take 24 hours maximum.
You can upgrade SBI Net Banking access level using your SBI net banking or using SBI mobile app YONO. Both the methods are explained in the article.
After upgrading SBI access level you have to wait at least an hour. If you are trying to access it before this time period you may see this message.
You can use SBI net banking or mobile banking to get Full Access Rights in SBI net banking. All you need to follow the steps explained in the article.
Final Words
We hope you like this guide and it helped you in SBI access level upgrade ways. If you face any problem at any level you can call SBI Customer care number 1800 11 2211 & 1800 425 3800 any time.
Kyc problem my csc bank a/c sbi. Full transaction raits prblm and full kyc.